How it works

A hfinance mortgage broker negotiates home loans between you and the lender, securing a great rate rate and ensuring that your settlement runs seamlessly. With access to over 30 lenders, including all major banks, we’ll provide you with the best options with your financial goals in mind.

We are hfinance.

We are a small team, with over 20 years of collective experience in mortgage brokering and a passion for helping our clients achieve their financial goals. We believe in providing a down-to-earth, personable service, taking the time to listen and understand our clients’ needs. After all, it’s not only about the dollars, it’s about the dream behind them.



What our clients are saying



Latest News

February 3, 2026

RBA Raises Cash Rate — First Increase in Over Two Years

On 3 February 2026, the Reserve Bank of Australia (RBA) announced a decision that marks the end of its extended rate-cut cycle: a 25 basis […]
December 26, 2025

New Year, New Deposit Plan: How the First Home Guarantee Could Fast-Track Your Way Into the Market

A new year has a way of forcing the big questions to the surface. Should you finally buy? Keep renting? Or simply continue scrolling through […]

Explore our Calculators

Borrowing Capacity

Get a quick estimate of how much you may be able to borrow based on your current financial situation.

Purchasing Power

Find out how much you can comfortably afford to borrow and what your mortgage repayments might look like.

Loan Repayment

Get a clear estimate of your regular loan repayments based on your loan amount, interest rate, and term so you can plan with confidence.

Refinance Calculator

Thinking about refinancing? See how much you could save by comparing your current mortgage to new repayment options.

Stamp Duty Cost

Before you purchase a property, use this calculator to estimate the stamp duty and other upfront costs involved.

Have Questions About Your Results? We’re Here to Help.

Our calculators are designed to give you a helpful estimate but everyone’s financial situation is unique. Share a few details with us below and one of our specialists will review your results and guide you through your options, step-by-step.

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