HOW IT WORKS
From enquiry tosettlement.
settlement.
We negotiate home loans between you and the lender to save you time, money and unnecessary stress. From credit advice to paperwork and settlement, we handle the heavy lifting.
Initial Consultation
We work with you on your terms, whether face-to-face, phone, email, SMS or Zoom, to understand your mortgage goals.
Present Credit Advice
We research suitable options from our lender panel and present a finance structure, credit advice and lending options.
Lodge Application
We lodge your bank application with supporting documents and follow up with the lender throughout the process.
Formal Approval
We work with the lender to satisfy outstanding requirements and help formal approval be issued in a timely manner.
Settlement
We supervise your loan through settlement and liaise with relevant third parties until the transaction is complete.
Annual Review
We review your loan annually to reassess your goals and help ensure you are still getting a competitive deal.
FAQS
Questions before you apply.
Is there a cost to use a mortgage broker?
Generally, there is no out-of-pocket expense to you, as the broker is paid a commission by the bank at settlement. The exact dollar amount is disclosed during the lender selection and application process.
Can I get a loan from my current bank instead of using a broker?
You can, but hfinance may be able to offer the same or sometimes even better options than your local bank. We compare lenders on your behalf to help save time, money and ensure the right credit structure.
What issues may I face when applying for a home loan?
Some lenders require a larger deposit, stable employment history or have restrictions on the type of security you can purchase. We compare lender policies to find options that better fit your situation.
When should I contact a hfinance mortgage broker?
Right now. Even if you are not ready to apply immediately, we can advise you early and help put you on the right track.
Let's build your
next chapter.
Book a free, no-obligation assessment with an award-winning broker and discover what's genuinely possible.
Book a Free Assessment →
Premium mortgage and lending solutions designed to help Australians move forward with confidence. Tailored guidance, strategic lending and exceptional client service.
COMPANY
SERVICES
GET IN TOUCH
96 Railway Ave, Stanmore NSW 2048, Australia
- Email: hello@hfinance.com.au
- Phone: +61 2 7252 5535
- Hours: Mon-Fri 9:00AM - 5:00PM
The information provided on this website is for general information purposes only and is not based on your personal objectives, financial situation or needs. You should consider whether it is appropriate for your circumstances and seek independent professional advice before making any financial decisions.
HFINANCE PTY LTD (ACN 605 599 997) is an Authorised Credit Representative (CRN 464340) of Mortgage Specialists Pty Ltd (ACN 612 422 178), Australian Credit Licence 384025.
*The comparison rate is based on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different loan amounts, terms, or fees may result in a different comparison rate,
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