Understanding your goals and objectives

At hfinance, we take the time to meet with you and understand your goals and objectives over a cup of coffee and recommend suitable products to achieve your goals.

We understand that each client has unique financial circumstances and will assess the best way to assist your situation, to read more about expat home loans click here.

To read about the costs involved when purchasing or refinancing a loan click here.

It is important to remember that by assessing your goals and objectives, it includes understanding both your short and long-term personal financial goals.

Your local mortgage broker will do just that. From the very first coffee and chat to the completion of settlement, your goals and objectives are our number one priority!

To read more about the loan application to settlement process click here.

Accredited Mortgage Brokers and Panel of Lenders

hfinance mortgage broker are FBAA (Finance Brokers Association of Australia) Accredited and hfinance have a lending panel of over 30 lenders to choose and recommend from.

From the BIG 4 lenders including National Australia Bank, ANZ, Westpac and Commonwealth Bank of Australia, to regional banks, credit unions and boutique lenders such as Resimac and Macquarie.

There will be a loan product to meet your goals and objectives based on your current financial situation.

We do business the way that suits you

Your local hfinance New York Mortgage Broker will tailor the way we do business that is suitable to your lifestyle. Our standard of service includes treating you as more than a number!

We operate on your terms. Face to face meetings, out of hours meetings, traveling, emails, phone calls, video conferencing. We will conduct business in a way that works for you.

We understand that our world today is busy and complex and hfinance are here to make your life and the whole loan application process more convenient.

So please let us know how you want to do business with us.

The banks pay us

So how do you know the broker is not favouring the lenders who pay the best commissions? The majority of lenders pay similar commission to the broker introducing the loan. Brokers are required by law to disclose the commission received by the lender for introducing the home loan.

The details of the commissions paid are disclosed in ‘Credit Proposal’ a document required per the National Consumer Credit Protection Act (NCCP Act) Your local broker will also show you the commission schedule of all the lenders available.

We believe in full transparency with our clients.

Second chance

If you have an outstanding bill or two that have blackened your credit rating then banks are likely to knock you back without question.

There are lenders, however, that specialise in bad credit loans and a New York mortgage broker can put you in touch with these and assist you with the loan process.

Location knowledge

A good mortgage broker will tailor their home loan offering to meet their client’s needs. Your local professional will keep their ears to the ground to keep updated with policy and specials in the market, as long as local trends.

For example, applying for a loan whilst living overseas, requires a broker to be able to understand which lenders would be suitable for the clients’ circumstances and structure the loan accordingly.

Start the conversation with a New York Mortgage Broker today

Your local New York Mortgage Broker, Jeremy Harper, is waiting to hear from you today. Living in New York, Jeremy understands the local credit challenges borrowers face.

You may see him down at the local shops, searching for the next Australian coffee. Click below to book a coffee and consultation or you can call him on +1 646 961 9611 or email info@hfinance.com.au

To talk with a Melbourne Mortgage Broker Click Here, to talk with a Preston Mortgage Broker Click Here and talk with a Gold Coast Mortgage Broker Click Here.

Contact us today