Small Business Loan
Are you an owner of one of the 2 million plus small business in Australia today?
Congratulations on deciding to venture out of the safe haven of your PAYG job and into the world of business ownership, taking your livelihood into your own hands. Did you know that your business contributes in part, to half of our country’s industry employment?
Unfortunately, 60% of business cease trading within the first three years after starting up. We at hfinance want to help you succeed in your business. It’s businesses like yours that help our economy grow.
There are plenty of lending opportunities available that can allow us to help you meet your business goals. No matter what stage your business is in – start-up, expansion, or require on-going cash flow support.
There are certain criteria that needs to be met, as with any application for credit. These will depend on any number of different variables, eg how long your ABN has been active and how long you have been registered for GST.
Call hfinance today so we can have a chat around where your business is currently situated, what your business goals are and how was can assist.
Did you know hfinance can help you obtain an unsecured Small Business Loan between $5,000 to $250,000
Small business loan
Why You May Need Funds Today
- Purchasing new stock at discounted rates
- Renovating or expanding
- Opening at a new location
- Purchasing new equipment
- Paying wages and subcontractors
- Paying off ATO debt
- Marketing and advertising costs
Does Your Small Business Qualify?
If you have been operating for more than 9 months, have a turnover of $5,000 or more per month, talk to us today!
Benefits of a small business loan:
- Unsecured loan.
- Fast approval.
- Flexible terms and repayments options.
- No hidden fees.
- No deposit required.
What Documents Are Required?
- 1-page application form.
- 3 months business bank statements for loans under $50,000.
- Current receivables and payables for loans greater than $50,000.
- Driver’s licence
- Business ABN.
The term of the loan range between 3 and 12 months and the cash flow friendly repayments are either daily, weekly or fortnightly.
Industry Specific Small Business Loans
Gym Loan
Grow your gym business with a small business loan. Purchase new equipment. Launch a marketing campaign to acquire new gym members and expand your gym with trainers and staff.
Cafe Loan
Grow your cafe or restaurant with a small business loan. Refit the business with new kitchen equipment and furniture. Launch a new website or prepare for upcoming busy trading period.
Hairdresser Loan
Grow your hairdresser or beauty business with a small business loan. Upgrade your IPL machine, upgrade the chairs and beauty tables or renovate the business, to increase productivity.
Tradie Loan
Grow your tradie business with a small business loan. Upgrade your day to day tools and machinery, pay for the expanded sub-contractors and allow for those bigger commercial jobs.
Retail Loan
Grow your retail business with a small business loan. Refit the shop or pre-purchase your stock in anticipation for the busy period and take advantage of purchasing power.
Apply For A Small Business Loan Today
Read about other business lending options and to see if these types of finance may apply to your business. hfinance is based in Sydney and Gold Coast, Australia.
Contact our main Australian business on 1300 928 227 or email info@hfinance.com.au or leave your details in the contact form below and we will be in touch with 24 hours.