Applying for a cafe loan

hfinance can provide you with an unsecured loan for your business. If you already own an existing cafe business or a franchise, you can apply for a small cafe loan today.

Extra cash for cafe related marketing from a small business loan

Cash keeps your business moving. If you have a cash-flow shortage or require assistance for a cash-flow gap, we can help you with a small business loan.

Including using funds to launch new marketing activities, to attract new customers and retain existing customers to your cafe, using a mix of new digital and physical marketing activities.

You serve delicious coffee at your cafe, ensure you market your product to new customers

Purchasing new stock for the cafe

Have the right amount of stock in the right place for your cafe? Have you been offered a special deal to purchase stock at a discounted rate but tight for cash? You can take advantage of that deal today with a small business cafe loan.

Renovating or expanding your cafe business

Keen to increase the size and capacity of your cafe business? Looking to open at a 2nd or 3rd location? A small business Cafe loan can help you achieve this goal.

Upgrade to new equipment for your cafe

Perhaps it’s time for a new coffee machine or kitchen equipment? Do you need to increase productivity and sick of calling the repairman out? Apply for a quick loan and get that new equipment today to expand your business operations.

Adding more staff to your cafe

Christmas trading time coming up? Need more staff? Get a small business cafe loan to help pay wages and increasing your service and sales.

Add more staff to keep up with the customer demand of growing cafe

Benefits of a cafe business loan

If you have been operating for more than 6 months, have a turnover of $5,000 or more per month, talk to us today!

  • Unsecured loan.
  • Fast approval.
  • Flexible terms and repayments options.
  • No hidden fees.
  • No deposit required.

What documents are required for the Cafe loan?

  • 1-page application form.
  • 3 months business bank statements for loans under $50,000.
  • Current receivables and payables for loans greater than $50,000.
  • Driver’s license.
  • Business ABN.

The term of the cafe loan is between 3 and 12 months and the cash flow friendly repayments are either daily, weekly or fortnightly.

You can apply for the cafe loan in under ten minutes and receive a fast response – in often as little as one hour. Funds can usually be provided between 24-48 hours.

Case study – cafe loan

Michelle, an owner of Snap Café, needed a consistent cash flow to meet the expenses of her café but in the first year of business, she sometimes found herself with cash flow pressures.

Michelle was put in contact with hfinance and was able to comfortably discuss the cash flow concerns of her cafe business. Immediately, preparations for applying for a café loan began. Within 24 hours Michelle was able to secure a six-month loan to meet her immediate cash flow needs.

“The repayment is a daily withdrawal from our business account, a small amount, and it’s easy on our cash flow. It was an easy process, it went smoothly, and we had the money right away. We were really pleased.”

Apply for a cafe loan today

We can assist with cafe loans in the following cities

  • Melbourne cafe business loans
  • Sydney cafe business loans
  • Gold Coast cafe business loans

If you operate a business in a different industry, we can also assist with the following small business financing, Gym loans, Cafe loans, Tradie loans, and Retail Shop loans. To Apply Online for a Small Business Loan.

We at hfinance are based in Sydney and Gold Coast, Australia. You can contact our main Australian business on 1300 928 227 or email info@hfinance.com.au.

We believe in supporting local business, a strong local small business economy benefits all. We enjoy taking meetings at our local cafe to support them through trade and patronage. We would love to be able to assist yourself and your cafe business today.