Jeremy

February 3, 2026

RBA Raises Cash Rate — First Increase in Over Two Years

On 3 February 2026, the Reserve Bank of Australia (RBA) announced a decision that marks the end of its extended rate-cut cycle: a 25 basis […]
December 26, 2025

New Year, New Deposit Plan: How the First Home Guarantee Could Fast-Track Your Way Into the Market

A new year has a way of forcing the big questions to the surface. Should you finally buy? Keep renting? Or simply continue scrolling through […]
October 28, 2025

What to Expect from the Upcoming November RBA Meeting

With the RBA’s Monetary Policy Board meeting coming up on 3–4 November 2025, here’s what we’re watching and how it might shape your mortgage, refinancing […]
October 22, 2025

Why Your Parents’ Home Buying Journey Won’t Work in 2025

For decades, the “Great Australian Dream” followed a familiar script. Work hard, save diligently, buy a modest first home in your 20s, and watch it […]
October 22, 2025

Are First-Home Buyer Grants Helping — or Driving Prices Higher?

Few policies spark more debate than first-home buyer grants. To some, they’re a lifeline — a financial boost that turns the dream of homeownership into […]
September 25, 2025

40-Year Mortgage Options in Australia: Who Should Consider Them?

The 40-year mortgage has arrived in Australia, sparking interest among buyers looking to ease financial pressure. But with every financial solution comes a trade-off. Let’s […]
September 8, 2025

What You Need to Know About 10-Year Interest-Only Loans

In a major shift, lenders are now offering interest-only (IO) loans of up to 10 years for owner-occupiers. This is a significant extension from the […]
August 13, 2025

Mortgage Market Update – August 2025: Rates Down, Market Picking Up

The Reserve Bank of Australia (RBA) has taken another step into the rate-cutting cycle, lowering the cash rate to 3.60% this month. This move, down […]
July 11, 2025
reserve bank of australia

RBA Surprises Markets by Holding Cash Rate at 3.85%

On 8 July 2025, the Reserve Bank of Australia (RBA) caught markets off guard by holding the official cash rate steady at 3.85%, despite strong […]
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