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October 20, 2026
home values

Australian Home Values Fell 1.1% in September: What It Means If You’re Thinking About a Loan

National home values fell 1.1% in September, the sixth straight monthly fall, according to Cotality’s Home Value Index. Values are now 5.2% below the March […]
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October 19, 2026
repayments

Extra Home Loan Repayments: What an Extra $100 a Week Could Really Do

Paying a little extra on your home loan is one of the simplest ways to cut the cost of borrowing. It doesn’t need a refinance, […]
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October 12, 2026
Home Equity Release

Home Equity Release: How Much Equity Can You Actually Access?

Plenty of Australian homeowners are sitting on a lot of equity they can’t touch. The home has grown in value, the loan has come down, […]
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October 10, 2026
debt recycling

How Debt Recycling Could Leave One Homeowner $202k Better Off

In this illustrative scenario, a homeowner who uses debt recycling finishes ten years around $202,000 better off than one who simply keeps paying down their […]
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October 6, 2026
stamp duty

Stamp Duty by State: What First Home Buyers Actually Pay

Stamp duty is one of the biggest upfront costs of buying a home, and for first home buyers it’s also the one that changes most […]
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October 5, 2026
comparison rate

Why Two Loans With the Same Interest Rate Can Have Different Comparison Rates

Picture two home loans, both advertised at 6.00%. On the headline number, they look identical. Then you glance at the smaller figure beside each one […]
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September 30, 2026

RBA Hikes to 4.60%: What the Fourth Rise of 2026 Actually Means for You

The RBA has done it again. On 29 September 2026, the Board lifted the cash rate by 25 basis points to 4.60%, the fourth increase […]
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September 24, 2026
interest rate

Interest Rate vs Comparison Rate: What’s the Difference?

Every home loan advertisement in Australia shows you two percentages, sitting side by side. One is usually large and prominent. The other is smaller, sometimes […]
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September 20, 2026
comparison rate

What Is a Comparison Rate? (And Why It’s Not Optional)

If you’ve ever looked at a home loan advertisement, you’ve seen two numbers sitting next to each other. One is large and bold, the interest […]
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