smart spending

June 16, 2025

Should You Buy Property in a Trust?

Buying property through a trust is a strategy that’s gained traction among investors and families alike — often for reasons like tax planning, asset protection, […]
June 5, 2025

How Buying Property Through an SMSF Actually Works

Have you ever considered using your superannuation to invest in property? It might sound unconventional, but it’s a legitimate — and potentially effective — strategy […]
May 20, 2025

RBA Cuts Rates in May 2025

The Reserve Bank of Australia (RBA) has delivered a widely anticipated move, cutting the official cash rate by 25 basis points to 3.85% in its […]
May 9, 2025

How Banks Value Construction and Renovation Projects

Planning a new build or renovation? Before you commit a single dollar, it’s crucial to understand how your bank will actually value the finished product. […]
May 5, 2025

Understanding Bank Valuations for Granny Flat Construction

Building a granny flat isn’t just a smart property move — it’s an opportunity to create space, generate income, or support loved ones. But before […]
May 1, 2025

Financing Options for Australian Expats Living in Saudi Arabia Buying Property in Melbourne

If you’re an Australian expat living abroad and dreaming of investing back home, you’re not alone. Many expats want to take advantage of Australia’s robust […]
March 17, 2025
Debt recycling is a powerful financial strategy that helps homeowners maximize the value of their mortgage in a tax-efficient way. By converting home loan debt […]
March 17, 2025
Rent-vesting is a strategy that allows people to live where they want while still investing in property. Instead of purchasing a home in an expensive […]
February 24, 2025

Fixed or Variable Home Loans

When it comes to home loans in Australia, there are two main types: fixed and variable. Understanding the difference between them can help you make […]