hfinance – Family Budget to download
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July 11, 2022
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July 11, 2022
Family Budget to download
Use this excel tool to download and create a family budget.
In an environment of rising interest rates and cost of living, it is important as a family to understand where your money is going each month. This tool will help you set goals and project the cash flow for the next 12 months.
Some tips on how to use the tool.
- Complete the cover page with your current financial snapshot and your financial goals (save for a deposit, pay off a credit card, pay down your HECS debt, save for a holiday etc)
- Tab two the goal tracker, input your income and expenses. Try to align the expenses per month to give an accurate snapshot of upcoming inflows and expenses.
- This will give a monthly, six month and yearly snap shot of your cashflow position.
- Once you have reviewed, see where you can make adjustments to your income and expense line items.
Family Budget and cashflow tool – DOWNLOAD HERE
You can also read more about refinancing your mortgage and how that can assist you in saving money each month. Jeremy Harper is the director of hfinance. hfinance is a mortgage brokering business, to speak with a Sydney Mortgage Broker, Gold Coast Mortgage Broker or an Australian expat mortgage broker. Contact by calling us on 1300 928 227 or email info@hfinance.com.au. You can also book a meeting directly below.
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