Managing Director
Jeremy Harper
Founder, Managing Director and Mortgage Broker dedicated to delivering strategic lending solutions and exceptional outcomes for clients across Australia.
View profile →ABOUT US
Helping australians make smarter lending decisions.
hfinance is a boutique mortgage and lending advisory helping home buyers, investors and business owners secure finance with greater clarity, confidence and long-term success.
OUR APPROACH
Advice before applications.
We focus on understanding your goals first, then matching you with lending solutions that support your long-term plans rather than simply chasing the lowest rate.
OUR ACCESS
50+ lenders. More possibilities.
With access to Australia's leading banks and specialist lenders, we can explore more options and structure finance around your unique circumstances.
OUR COMMITMENT
Support beyond settlement.
Great lending advice doesn't end once the loan settles. We continue to support clients with reviews, refinancing opportunities and future lending strategies.
THE TEAM
We are
hfinance.
We are hfinance.
Real people. Real expertise. Real results. Led by experienced industry professionals genuinely invested in helping Australians achieve financial success.
Senior Mortgage Broker
Kirstie Penton
Mortgage Broker with more than 10 years of industry experience, helping clients navigate the lending process with confidence through personalised advice and tailored finance solutions.
View profile →AWARD WINNING EXCELLENCE
Recognised. Respected. Recommended.
Proud to be ranked among Australia’s very best in finance — recognition earned through results our clients can feel.
PLATINUM TIER
Platinum Broker
Mortgage & Finance Association of Australia (MFAA)
’24
NATIONAL RANKING
Top 50 Broker
Specialist Finance Group — Top 50
’24
CUSTOMER CHOICE
4.9★ Client Rating
200+ verified reviews across Australia
’25
