Read practical guides, market updates, finance tips and case studies from the hfinance team to help you borrow smarter, invest with confidence and stay ahead of the Australian property market.
Read practical guides, market updates, finance tips and case studies from the hfinance team to help you borrow smarter, invest with confidence and stay ahead of the Australian property market.
Current cash rate following the latest Reserve Bank of Australia rate increase.
Approximate median dwelling value across Greater Sydney, reflecting continued market growth.
Approximate median dwelling value across the Gold Coast, reflecting sustained demand and strong property market performance.
For decades, the “Great Australian Dream” followed a familiar script. Work hard, save diligently, buy a modest first home in your 20s, and watch it
Few policies spark more debate than first-home buyer grants. To some, they’re a lifeline — a financial boost that turns the dream of homeownership into
The 40 year mortgage has arrived in Australia, sparking interest among buyers looking to ease financial pressure. But with every financial solution comes a trade-off.
In a major shift, lenders are now offering interest-only (IO) loans of up to 10 years for owner-occupiers. This is a significant extension from the
The Reserve Bank of Australia (RBA) has taken another step into the rate-cutting cycle, lowering the cash rate to 3.60% this month. This move, down
On 8 July 2025, the Reserve Bank of Australia (RBA) caught markets off guard by holding the official cash rate steady at 3.85%, despite strong
Thinking you need a 20% deposit to buy your first home? Not anymore. Thanks to several updated government initiatives, eligible first-home buyers in 2025 can
Saving a deposit for an investment property can be a major hurdle, especially in Sydney’s property market. But what if there were a way to
Buying property through a trust is a strategy that’s gained traction among investors and families alike — often for reasons like tax planning, asset protection,
Have you ever considered using your superannuation to invest in property? It might sound unconventional, but it’s a legitimate — and potentially effective — strategy
The Reserve Bank of Australia (RBA) has delivered a widely anticipated move, cutting the official cash rate by 25 basis points to 3.85% in its
Planning a new build or renovation? Before you commit a single dollar, it’s crucial to understand how your bank will actually value the finished product.
Building a granny flat isn’t just a smart property move — it’s an opportunity to create space, generate income, or support loved ones. But before
If you’re an Australian expat living abroad and dreaming of investing back home, you’re not alone. Many expats want to take advantage of Australia’s robust
Debt recycling is a powerful financial strategy that helps homeowners maximize the value of their mortgage in a tax-efficient way. By converting home loan debt
Rentvesting is a strategy that allows people to live where they want while still investing in property. Instead of purchasing a home in an expensive
When it comes to home loans in Australia, there are two main types: fixed and variable. Understanding the difference between them can help you make
The Reserve Bank of Australia (RBA) has decided to cut the cash rate to 4.10% and the interest rate on exchange settlement balances to 4.0%.
If you’re wondering how to reduce mortgage interest and save money on your home loan, you’ve likely heard of two popular options: Offset and Redraw
Budgeting is one of the best ways to take control of your money. It helps you track what you earn, see where your money goes,
Highland Park is a lovely suburb on the Gold Coast, around 68 kilometers south of Brisbane’s CBD. It’s part of the City of Gold Coast
The Reserve Bank of Australia (RBA) has decided to leave the cash rate at 4.35% and the interest rate on Exchange Settlement balances at 4.25%.
RBA March 2024 Meeting The Reserve Bank of Australia (RBA) has decided to leave the cash rate target unchanged at 4.35 percent. Inflation continues to
Stanmore – NSW Stanmore NSW 2048 is in the Inner West of Sydney, approximately 6km south-west of the Sydney CBD. It is part of the
Annandale – NSW Annandale is about 1.5 square kilometres in size, a small family friendly suburb situated in the inner-west precinct. Its nine parks take
How to purchase a property as an Australia expat in 2023 As we head into the new year of 2023 many Australian expats have the
RBA December 2022 meeting At its December meeting today, the RBA Board decided to raise the cash rate target by 25 basis points, to 3.10
How to budget and financially survive this upcoming Christmas period, for you and your family.
A bit about Nerang If you ask a tourist about Gold Coast locations, they will answer Surfers Paradise, Broadbeach, Currumbin or Coolangatta. However, ask a
Why are my living expenses important when determining my borrowing capacity? When determining your borrowing capacity for a mortgage application, Australian lenders are required by
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