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August 8, 2022

How Living Expenses Affect Your Home Loan Borrowing Capacity

Why are my living expenses important when determining my borrowing capacity?  When determining your borrowing capacity for a mortgage application, Australian lenders are required by […]
August 2, 2022

RBA August 2022 Cash Rate Decision Explained

RBA August 2022 Cash Rate Decision  The RBA Board decided at its August meeting today to raise the cash rate target by 50 basis points, […]
July 21, 2022

HELP debt and mortgages

What does my mortgage have to do with a HELP debt? This article will explain what the HELP programme is and how the amount you […]
July 14, 2022

How Rising Interest Rates Affect Your Home Loan

How will rising interest rates affect your mortgage? If you are a mortgage holder in Australia, then you have already felt the impact of 3 […]
July 11, 2022

Queensland Land Tax Changes Explained

Queensland Land tax and interstate property changes Effective 30 June 2023, the Queensland government is changing the calculation method to how they levy land tax […]
July 11, 2022

hfinance – Family Budget to download

Family Budget to download Use this excel tool to download and create a family budget. In an environment of rising interest rates and cost of […]
July 11, 2022

RBA July 2022 Meeting

RBA July 2022 Cash Rate Decision The RBA concluded their July meeting and have increased the central cash rate by 50 basis points to 1.35 […]
May 9, 2022

Variable vs Fixed Rate Home Loans

One of the first big decisions on any home loan is whether to go variable, fixed, or a mix of both. There’s no universally “right” […]
February 2, 2021

RBA Cash Decision February 2021

Todays RBA meeting was the first for 2021. Tuesday the 2nd of February 2021 for their cash rate decision. The RBA board decided to keep […]

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