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February 24, 2025

Fixed or Variable Home Loans

When it comes to home loans in Australia, there are two main types: fixed and variable. Understanding the difference between them can help you make […]
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February 21, 2025
Offset vs redraw

Offset vs Redraw Account

If you’re wondering how to reduce mortgage interest and save money on your home loan, you’ve likely heard of two popular options: Offset and Redraw […]
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January 30, 2025

Creating a Budget in 2025

Budgeting is one of the best ways to take control of your money. It helps you track what you earn, see where your money goes, […]
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August 8, 2022

How Living Expenses Affect Your Home Loan Borrowing Capacity

Why are my living expenses important when determining my borrowing capacity?  When determining your borrowing capacity for a mortgage application, Australian lenders are required by […]
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July 14, 2022
how to compare mortgage rates

How Rising Interest Rates Affect Your Home Loan

How will rising interest rates affect your mortgage? If you are a mortgage holder in Australia, then you have already felt the impact of 3 […]
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July 11, 2022
Queensland land tax

Queensland Land Tax Changes Explained

Queensland Land tax and interstate property changes Effective 30 June 2023, the Queensland government is changing the calculation method to how they levy land tax […]
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July 11, 2022
Family Budget

hfinance – Family Budget to download

Family Budget to download Use this excel tool to download and create a family budget. In an environment of rising interest rates and cost of […]
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March 21, 2020
Australian Budget 2020

Managing Your Family Budget During Financial Uncertainty

Australia is dealing with the Coronavirus. We are seeing the impact and stress on the Australian economy, Australian business and employment. Now more than ever […]
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