Read practical guides, market updates, finance tips and case studies from the hfinance team to help you borrow smarter, invest with confidence and stay ahead of the Australian property market.
Read practical guides, market updates, finance tips and case studies from the hfinance team to help you borrow smarter, invest with confidence and stay ahead of the Australian property market.
Current cash rate following the latest Reserve Bank of Australia rate increase.
Approximate median dwelling value across Greater Sydney, reflecting continued market growth.
Approximate median dwelling value across the Gold Coast, reflecting sustained demand and strong property market performance.
While property values eased across most of the country in July 2026, the Gold Coast quietly did the opposite. It’s a small move on paper,
Why the Big Four Banks No Longer Agree on What Happens Next The Reserve Bank of Australia left the cash rate unchanged at 4.35% at
Varsity Lakes is a genuinely mixed market, young professionals buying their first apartment, families upgrading into the lake precinct, and investors chasing rental demand from
Enmore is our own backyard. Our office is at Stanmore, which shares a border with Enmore, and we finance property on these streets more often
Coomera is the fastest-growing part of the Gold Coast, and it is also where we see the most avoidable finance problems. House-and-land contracts, off-the-plan townhouses
If you are buying, investing or refinancing in Arundel, we can help. hfinance has a Gold Coast office at Highland Park, about twenty minutes south
Stanmore is where our office is, so this is the suburb we know better than any other. We walk these streets, we know which terraces
I do a lot of deals for family members who own property together. Siblings, parents and adult children, cousins. It is far more common than
This one came through our Gold Coast office and it is the sort of file that never turns up in a bank’s advertising. One modest
Trust structures scare a lot of borrowers off, usually because somebody has told them the banks do not like trusts. Plenty of lenders are perfectly
Most of the expat files that reach me have already been knocked back somewhere. Usually the borrower has called the lender they have banked with
Southport is the Gold Coast’s central business district and its largest apartment market by a wide margin. That makes it the suburb where lender policy
Redfern has changed more than almost any Sydney suburb over the past two decades, and lender attitudes have not always kept pace. There is still
Pyrmont is almost entirely apartments 7,161 units against 359 houses which makes it the purest test of a lender’s high-density policy anywhere in Sydney. Whether
Paddington is one of the most expensive residential markets in the country, and buying here brings a set of finance issues that do not exist
An hfinance client case study. Lenders Mortgage Insurance is the tax nobody budgets for. On a 90% loan against an $800,000 purchase, LMI can run
A hfinance client case study. Here’s something most Australian expats don’t realise: you don’t have to accept whatever rate your loans drifted to while you’ve
A hfinance client case study. The best deals usually aren’t one transaction, they’re a sequence. This one had two stages: refinance a pair of Brisbane
An hfinance client case study. We work with a lot of returning Australians, and this deal is a good example of why the first phone
A hfinance client case study. I see this constantly: investors with millions in equity who can’t actually touch any of it. The properties have done
An hfinance client case study. This is one of my favourite deals of the year, and on paper the big banks wouldn’t touch it. Self-employed
An hfinance client case study. Australian expats often find themselves in the same position. They’ve built a solid residential investment portfolio back home, foreign income
An hfinance client case study. For one Sydney renter, the maths of home ownership simply didn’t add up — until the Federal Government’s Help to
Coogee is the Eastern Suburbs at its most lifestyle-driven — beach at the doorstep, about 7km from the city. It’s overwhelmingly a unit market (around
Randwick sits about 6km from the city in the Eastern Suburbs, anchored by UNSW, the Prince of Wales Hospital and the Royal Randwick Racecourse. That
Marrickville is the Inner West’s creative heart breweries, live music, a serious food scene and a warehouse-to-studio energy about 6.5km from the city. The population
Ashfield sits about 8km from the CBD on the T2 line, and it’s long been one of Sydney’s most vibrant multicultural pockets home to an
Leichhardt has been Sydney’s ‘Little Italy’ for generations, and it still wears it well — espresso on Norton Street, terraces on leafy backstreets, and a
Equity-rich but the bank won’t lend the bridge? Here’s how Sydney homeowners buy their next home, or renovate before selling, without a rushed sale.
Business booming but the bank won’t lend? How self-employed Sydney homeowners use home equity to fund growth and clear ATO debt — without new monthly repayments.
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